Who We Are

Intercredit Bank, N.A. is a Miami-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our customers. The Bank is a National Association supervised by the Office of the Comptroller of the Currency (OCC) and insured by the Federal Deposit Insurance Corporation (FDIC).

In June of 2020, Intercredit was purchased by Dr. Fidel Egas Grijalva. Dr. Egas is the majority owner of Banco Pichincha Holding Group. Founded in 1906, Banco Pichincha Holding Group owns the largest private commercial bank in Ecuador in addition to banks in Spain, Colombia, Peru and Panama, as well as an agency office in Miami. Intercredit Bank is not part of the Banco Pichincha Holding Group and is separately managed and regulated.

Intercredit’s Board of Directors, led by its Chairman Simon Cruz, along with Senior Management and staff, are a dedicated group of professional bankers with extensive experience in all aspects of the industry. Our team is committed to providing the highest level of personalized banking services to our corporate and consumer customers. We continually strive to provide all our stakeholders, including our customers, the community, staff and shareholders with an experience that is professional, pleasant, and efficient.

At Intercredit Bank, our team of experienced and professional lenders are committed to understanding your unique needs and guiding you through every step of the loan process. Whether you're buying your first home, purchasing a second residence, or refinancing, we take the time to match you with the best residential loan solution for your goals. With personalized service and expert support, we make home financing simple, transparent, and tailored to you.

Our residential lenders are here to simplify the lending experience by cutting through the clutter and eliminating unnecesary confusion.  We handle the details, explain the fine print, and streamline the entire process so you don't have to second-guess your next step.  With clear guidance and personalized support, we take the guesswork out of home financing - making it easier and more strightforward for you to move foward with confidence. 

Partner Name 1

Quisque convallis tellus nec justo pharetra bibendum.

Partner Name 2

Quisque convallis tellus nec justo pharetra bibendum.

Partner Name 3

Quisque convallis tellus nec justo pharetra bibendum.

Partner Name 4

Quisque convallis tellus nec justo pharetra bibendum.